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Subject: Mommysavers Newsletter -- November 27, 2006 - November27, 2006



Mommysavers Newsletter - November 27, 2006

Visit our site for more great resources: http://www.mommysavers.com

"Christmas waves a magic wand over this world, and behold, everything is
softer and more beautiful." -- Norman Vincent Peale

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Hello!

We have a brand new Post the Most contest underway as of this morning.
Be sure to check out some of the great prizes we're offering this
time around: http://www.mommysavers.com/boards/ptm-contest.php

If you are still looking for gift ideas and bargains, be sure to
check out all the deals we've posted in our Online Bargains forum
this Cyber Monday:
http://mommysavers.com/boards/forumdisplay.php?f=28

Have a great week!

Kim

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Hurry – you must order now to get free shipping!

Want to spend more time with your family?
There's a new gourmet candle in town and a fun new business idea!
Have fun with candles and make money from home
http://www.CandleDreams.ws

The Fox And The Hound 2 Free Printables
Enjoy these FREE activities from Disney's all-new movie The Fox And The Hound 2,
including coloring pages, games, and a demo of the Mutt Mix Master bonus feature!
Click here to check them out!
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Money Saving Tips:

Cheap Disinfectant/Germ Killer
1 cup of bleach to 1 gallon of water will kill most bacteria, including the parvo virus
(in dogs and cats) and that mopping with this mixture during flu season and cleaning
countertops, faucets, etc, will help a lot to kill those flu and cold germs.
-- Username Golfermom

Teacher Gifts
Some Nov magazines had 2 Bath and Body Works coupons. The magazines were Cosmo, Redbook,
and Better Homes and Gardens. The coupons were for a free signature item up to $10.50
with any purchase. I purchased a couple $1 gift bags and got free lotion and body spray.
They could be great teacher gifts. -- Username Rebebe

Homemade Gift Ideas
I am going to make stamped CD calendars. If you haven't seen these before, they are using
CD cases that flip back so they open and make a stand. You can print a small calendar page,
leaving room for scrapping and stamping at the top. -- Username Adda15
To view a photo of this idea, click:
http://mommysavers.com/boards/showpost.php?p=85256&postcount=112

These tips appeared in our Money Saving Ideas forum:
http://mommysavers.com/boards/forumdisplay.php?f=14

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HOT Deals:

Best Buy's CYBER MONDAY deals:
http://mommysavers.com/boards/showthread.php?t=11536

Wal-Mart Cyber Monday: Lower Prices than In-Store!
http://mommysavers.com/boards/showthread.php?t=11557

Friends or ER DVDs - 70% off!
http://mommysavers.com/boards/showthread.php?t=11352

MORE Deals:  Amazon toy bargains, KB Toys, Disney Shopping, Kohl's, etc.
appear in our Online Bargains page:
http://mommysavers.com/boards/forumdisplay.php?f=28

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Deals for Moms:

Tupperly Awesome Sale with 1/2 price shipping!
This Tupperware Manager is overflowing with NEW Tupperware Products in her home!  
Excellent prices-up to 75% off! Email Brenda Reid at brubren@myclearwave.net for
the updated list.  You won't be sorry!  Be sure to mention MommySavers to get your
1/2 price shipping!

My Grocery Deals Sweepstakes
The service is free, and once you register, you're able to enter and refer friends
for more chances to win $1000 in groceries. This site has access to the sales from
grocery flyers and allows you to compare prices for various stores in your area.
http://www.mygrocerydeals.com
Sweepstakes ends 11/28.

Save More Money on your Christmas Shopping with Cash-Back Increases at your favorite stores.  
http://www.mrrebates.com?refid=149497

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What's New:

Picture of the Week:  "Earning His Keep"
Submitted by Jeanette of Poplar Bluff, MO
Carson decided when he was 2 1/2 that he would help Daddy with his snow-shoveling
chore.  Daddy had already done all the hard work, but that didn't stop Carson from
digging in.
http://www.mommysavers.com

Post the Most!
Do you love our discussion forums?  Now get rewarded for your participation!
Now through December 8th, the member that post the most on any given day will
win a great prize!  To get a look at the prizes we're giving away, visit:
http://www.mommysavers.com/boards/ptm-contest.php

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Die-Hard Tightwads: Member Profile

1. Have you always been frugal? Where did you learn your thriftiness?
I have always been frugal. I'm sure my friends would call me a tightwad
or cheapskate! I was poor off and on growing up so learned how to stretch
a penny. My parents also taught us to look ahead to what we wanted in life
which helped me plan education, family and money issues.

2. When you see raises or jumps in income, do you spend it or see it as a
way to save even more money?
The last couple of years I have used raises to bump up my retirement savings
and to systematically (instead of sporadically like before!) save 10% in an
emergency fund.  When I was married, my DH worked a second job for a while
and we put every single check from that job into savings. It would have been
so easy to stop being frugal and just spend that extra money but we saved
every single penny. We were then able to take that $$ and do some badly needed
home improvements without taking out any loans or credit card debt. It took
persistence and restraint but it was what was for the best for our family.

3. Are you saving for anything in particular?
Goals right now are to pay off car within 6 months (3 years left on the loan),
pay off house early and continue to save for retirement. I'd also like to start
saving for my DS college fund again.

4. Any comments on the spending habits of those around you?
I don't see anyone else around me saving or being frugal. All my friends and
coworkers are spendy spendy spendy. A lot on just waste - eating out 10-12x/week,
buying every new gadget, waaayyy overspending on kids toys and clothes. I am a single
mom with not much income so it always bugs me when people making more than me can't
seem to get it together.
-- Username Lou

To view more responses, visit:
http://www.mommysavers.com/boards/showthread.php?t=10723

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In the Forums:

Simple Living
Christmas: Will you keep it simple or will you succumb?
http://www.mommysavers.com/boards/showthread.php?t=11346

Spending Less Support Group
How do you stockpile? How do you know what to stock up on if your
budget is limited?
http://mommysavers.com/boards/showthread.php?t=11326

Dave Ramsey, Anyone?
Financial Peace:  Is anyone familiar with his FPU?
http://mommysavers.com/boards/showthread.php?t=11404

To visit all the forums:
http://www.mommysavers.com/boards/index.php

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What's Cooking:  Crockpot Cream Cheese Chicken and Broccoli

In crock pot add:
1 1/2 lbs chicken (I use boneless skinless breasts) cut up into cubes
2 1/2 tbs of butter
1 packet dry Italian Seasoning Mix
1/3 cup (and a bit) water
1/2 cup cut up fresh baby bello mushrooms
1/2 cup onions

Cook in Crockpot on high for 4 hours or on low for 6 hours stirring every ? hour.

Add during last hour of cooking:
1 can cream of mushroom and 1 can of broccoli soup
8 oz lower fat cream cheese, cut up
1 1/2 cups small broccoli florets

*Stir Mixture well and continue to keep an eye on it as it cooks*.
SERVE OVER RICE or if you have minute rice, add it during the last hour of cooking
This is to die for! -- Username Christy_K

This appeared in our Cooking/Recipe forums:
http://mommysavers.com/boards/forumdisplay.php?f=5

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Expiring Soon:

Amazon Grocery Deal - Think Diaper Duty
$10 off $49 Diaper or Formula Purchase
Right now spend $49 in Amazon Grocery (which includes most
major diaper and formula brands) and get $10 off!  Plus, get
everything shipped directly to your house for FREE!
CODE: GROCERY3
http://mommysavers.com/deals/amazon_grocery.htm

Save up to 90% on Cookbooks!
There are some beautiful gift books here.  Or, create a
fun theme gift basket (such as pasta, coffee, barbeque)
along with an inexpensive cookbook.
PLUS: Save $5 off your $35 order
w/code: world
password: bookcloseouts
LINK: http://www.mommysavers.com/deals/book_closeouts.htm

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Get Those Holiday Cards Out!

Which online retailers have the
best selection, most unique, and lowest prices
+ online coupon codes:
http://mommysavers.com/boards/showthread.php?t=11322

Want some ideas for holiday cards?
Here are some tips for unique cards and fun photo poses!
http://www.mommysavers.com/christmas/holiday-cards.shtml

In the forums:  Christmas cards that won't break the bank
Tips from readers on saving money on cards this year:
http://mommysavers.com/boards/showthread.php?t=11107

In the forums: Creative card ideas
Fun photo poses, unique card ideas:
http://mommysavers.com/boards/showthread.php?p=102866#post102866

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Coming Soon:

Veggie Tales Nativity Contest









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