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Subject: #212 Morning Co~Free Newsleter - weekend edition - May27, 2005



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                Morning Co~Free  Newsletter - Weekend  Edition
                Tips, Tricks and Secrets for Making Money Online

                   27 May 2005                               Issue 212

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This ad belongs to our subscriber Kristin Wilson
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>>  Get your loan on YOUR terms!
http://www.allsolutionsnetwork.com/KW17680
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---

FOREWORD : Excuse me for possible mistakes.
                         English is not native language for me.



IN THIS ISSUE



        Top Special Recommendations
        Editor's desk
        FYI
        Subscribers Ads
        Finance Tip: Planning Starts with the Basics
        FYI
        Work at Home positions
        Coaching Tip: The Benefits of Coaching
        Most of you know Google, Yahoo! , Altavista
        Something to Think About: Do you want to give love, but you can't?
        Best Sellers
        Smiles
        Admin section






Editors desk
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Hi,

Welcome to this weekend edition for all of you
This issue goes to over 15,000 mailboxes worldwide










FYI - for your information
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Subscribers Ads
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FREE ADVERTISING...On My Adboard!
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---

My photo gallery, of ancient Towers in Russian Pskov city.
Here are was 40 towers in Pskov city, in ancient times.
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---

This is a no-brainer. Not only get all your m0ney back,
you'll get $200 extra if this product doesn't work for
you. How can you lose?  http://www.redirectplus.com/re
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The beuty begins with a beauty face
http://www.4women.us

---

An informational and educational website
recognizing men's health as a major social concern
http://www.mens-health-events.info
---

NOTE: This weekly submission code is "electric_321"
Send your ad with this code to interval@olteniaonline.ro
MAX 3LINES x 55characters, nothing illegal (violence, racism, ...)
All ads must comply with the guidelines, policies and laws of the
Federal Trade Commission  (http://www.ftc.gov ).
The first 10 coming ads will run next week in MCF Newsletter








FYI - for your information
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This business is ideal!

My friends and family members would lovingly tease me
about my schedule all the time.

They openly envied my flexibility,
and I've never missed a recital or open house.
Never.

Just click here
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AOL users click here

----------------




Positive quote

"Live out of your imagination, not your history."
 ----- Stephen R. Covey











Finance Tip: Planning Starts with the Basics
*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*
by Jonathan Citrin

When developing a plan for your finances, the toughest question
often is: "Where do I begin?" Before investing in stocks and bonds
or buying life insurance, before implementing any change or making
any decisions, you first need to analyze and understand your entire
financial picture. Two documents allow you to do just that. A
Balance Sheet and a Cash Flow Statement enable you to take an in-
depth look at your current financial situation and make better
decisions about the future. With a little work, you can develop
these two tools and be on your way to a solid plan for your finances.

Balance Sheet

A balance sheet is a snapshot of your personal finances at one point
in time. It contains two main elements: what you own (assets), and
what you owe (liabilities). Your net worth is expressed as: Net
Worth = Assets - Liabilities. That is, what you own minus what you
owe.

A balance sheet clearly lists all assets and liabilities. Examples
of assets include: house, investments such as stocks and bonds,
savings and checking accounts, 401(k), IRAs, business interests,
artwork, and jewelry, among others. Liabilities include mortgage
balances, credit cards, education loans, and any other debt. Once
you have created a list of everything you own and everything you
owe, simply subtract the sum of the assets from the sum of the
liabilities- this is your net worth.

The ultimate goal of most investors is to increase their net worth.
The balance sheet is a very useful tool to identify strengths and
weaknesses in your current finances, as well as to determine your
goals for the future. Someone with a disproportionate amount of
liabilities might set a goal to eliminate this debt. On the other
hand, someone with a positive net worth (more assets than
liabilities) might plan to save and invest towards retirement,
college, or another goal.

Cash Flow Statement

After analyzing your balance sheet and determining your goals, you
need to decide how to fund these goals. A well formulated plan is
one not only with realistic goals, but also a sensible means of
achieving them. That is, having goals is good, but you must be able
to pay for them. Using a cash flow statement will enable you to
determine how to pay for your goals.

A cash flow statement is a detailed look at all money coming in and
going out over a period of time. It illustrates what you earn
(revenue) and what you spend (expenses). Your net cash flow is
expressed as: Net Cash Flow = Revenue - Expenses. That is, what you
earn minus what you spend.

Some examples of revenue include: salary and wages, self-employment
earnings, dividends, interest, and other investment income. Expenses
may include: mortgage payments, rent payments, insurance costs,
utilities, clothing, food, child care, alimony or child support,
travel, entertainment, loan payments, education costs, taxes,
charitable contributions, gifts, and gasoline. After listing all you
earn and everything you spend, you can calculate your net cash flow
by simply subtracting expenses from revenue.

By analyzing your cash flow statement, you can more easily cut
expenses and identify excess net cash to use towards your goals.
Generally, someone with negative net cash flow should first
concentrate on cutting expenses to achieve positive cash flow before
attempting to save or invest towards any future goals. Once positive
net cash flow is achieved, excess money can be used directly for
funding and achieving your goals.

In developing a balance sheet and a cash flow statement, it is
important to remember one general rule-of-thumb- Quality in -
Quality out. The more detail and care you put into your planning
documents, the more effective they will be. A plan is only as good
as the effort you put forth when creating it.

--------------------------------------------------------------------------
About The Author: Jonathan Citrin provides financial goal planning
services. Go to http://articles.citringroup.co?­m for hundreds of
educational articles about Personal Finance, Retirement Planning,
Investment Planning, and College Savings.
--------------------------------------------------------------------------





Positive quote:

"Besides the noble art of getting things done, there is the noble art of
leaving things undone. The wisdom of life consists in the elimination of
non-essentials." ---- Lin Yutang






Work at Home positions
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Freelance Writers - US, Chicago
National association management business journal seeks experienced
freelance writers to add to pool for future assignments. Applicants
must have at least 6 years of trade or business magazine writing
experience, clips, and knowledge of AP Stylebook.
cschwaar@realtors.org
---

Designer - London - UK
Freelancer Designer needed on regular basis to design brochures,
packaging, leaflets etc in quark, illustrator and Photoshop on PC
moshe@vmal.co.uk
---

Independent Regional Sales Mangers - US, Chicago
We're looking for professionals with sales and fund raising experience
to sell our revolutionary Internet service over the phone to lawyers.
careers@legalfish.com
---

Medical Transcriptionists  - US, nationwide
This company is looking for the brightest stars in the MT business! Need
experienced MT's and Editors with 2+ years of experience in Acute Care.
Contact: Please send your resume to jobs@focusinfomatics.com or go to
http://www.netemr.net/onlinetest and register to take an online test.
No Offshore applicants please.
---






Coaching Tip: The Benefits of Coaching
*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*
Copyright 2005 Peggy Porter

When I was first introduced to the profession of personal
coaching, my first initial thought was that it sounded
exactly like something I would love to pursue.  I did
further investigation into the profession and before I knew
it I was happily enrolled in the Coach Training Program
offered through Coach U University in Colorado, USA.

The more coaches I met through this program and the more
individuals I personally coached, the more benefits I saw
from having a coach.

Until recently however, I was not fully aware of the impact
that having a personal coach can have in your life.  When I
hired my own coach, only then did I realize how quickly an
individual can move forward towards their life goals.

When I hired my coach back in July, writing a self help
book for Moms was only a dream.  With the support,
motivation, knowledge and accountability that my coach
provided, I was able to write, self publish and begin to
market my book, all within a five month period.

A coach assists you in keeping your focus so reaching your
goals can be much easier as well as quicker.

Could I have written this book without the help of a coach?
 Probably.  Would I have written this book without the help
of a coach?  Probably not.  My coach assisted me in
developing a  time line and an action plan so I knew
exactly what to do and when I needed to do it in order to
reach my final goal.

Do you have personal goals you want to meet but have a
difficult time staying focused and motivated?  Do you make
resolutions every year only to be making the same ones
again the following year?  If so, consider hiring a coach
and let 2005 be the year of achieving resolutions, not just
another year of making them.

--------------------------------------------------------------------------
Peggy Porter is a nurse, Wellness Coach,  author of YumME MumME
Makeover-How to Balance Womanhood and Motherhood by Nurturing
the Me in MumMe. If you are a Mom and want to start creating a
healthier balance in your life, go to www.seekingbalance.ca and register
for Peggy's free monthly teleclass and Ecourse!
--------------------------------------------------------------------------





Positive quote:

"The ability to simplify means to eliminate the unnecessary so that the
necessary may speak." ---- Hans Hofmann








Most of you know Google, Yahoo! , Altavista, but ...
*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*

In every  issue I will  recommend one or two not so well known
search engines or directories, where you can add your Web site free
of charge. If you will do the great job to submit your web site to all
those sites,  you certainly will get more traffic over time:

For example, if you sell saddles, advertising on a topical search engine
will bring significantly more sales

Horse-Stall
http://www.horse-stall.net

----










Something to Think About: Do you want to give love, but you can't?
*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*
By Jan Tincher


Do you want to give love, but you can't?
Well, do you know why you can't?

Maybe it's because you don't love yourself. After all, you can't
give what you don't have.

You get what you focus on. If you focus on love, you bring it
into your realm.

Why not spend the first fifteen minutes of every day having a
quiet time and saying affirmations. Here are some affirmations
you might like: *I am loved. I am loving. I love. I love myself
and all creation.* Use a low tone of voice and say them slowly.

After 21 days you should feel a shift in your lifestyle.

You know why? Because what goes around, comes around.

Good luck!

--------------------------------------------------------------------------
Be a success!  Let Jan Tincher, Master Neuro-Linguistic Programmer,
help you!  Great articles, great strategies you can implement immediately!
Go here now:    http://www.tameyourbrain.com/success/index1.htm
--------------------------------------------------------------------------







Best Sellers
*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*

Business plans
http://www.valerianplanet.com/mmolinks.html
AOL users click here
---

My Mommy Business
http://www.valerianplanet.com/momsbiz.html
AOL users click here
---





Rent this ezine
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Morning Coffree offer a high exposure of your ads
sending to over 14,500 mailboxes

Please visit our site to see our ezine advertising offer
http://www.valerianplanet.com/rent.html









SMILEs :
*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*

Her mother decided that 10-year-old Susie should get something practical
for her birthday. "Suppose we open a savings account for you?"
Susie was delighted.
"It's your account," Susie's mother said as they entered at the bank,
"so you fill out the application."

Susie was doing fine until she came to the space for
"Name of your former bank".
With just a slight hesitation, she put down
"Piggy."
---

Fred and his wife Edna went to the state fair every year. Every year
Fred would say, "Edna, I'd like to ride in that there airplane."
And every year Edna would say, "I know Fred, but that airplane
ride costs ten dollars, and ten dollars is ten dollars."
One year Fred and Edna went to the fair and Fred said, "Edna,
I'm 71 years old. If I don't ride that airplane this year I may
never get another chance."
Edna replied, "Fred that there airplane ride costs ten dollars
and ten dollars is ten dollars."

The pilot overheard them and said, "Folks, I'll make you a deal.
I'll take you both up for a ride. If you can stay quiet for the
entire ride and not say one word, I won't charge you, but if you
say one word it's ten dollars."

Fred and Edna agreed and up they go. The pilot does all kinds of
twists and turns, rolls and dives, but not a word is heard. He
does all his tricks over again, but still not a word. They land
and the pilot turns to Fred, "By golly, I did everything I could
think of to get you to yell out, but you didn't."

Fred replied, "Well, I was going to say something when Edna fell
out, but ten dollars is ten dollars."
---

Two little kids are in a hospital, lying on stretchers next to each other
outside the operating room. The first kid leans over and asks,
"What are you in here for?"

The second kid says,
"I'm in here to get my tonsils out and I'm a little nervous."
The first kid says, "You've got nothing to worry about. I had
that done when I was four. They put you to sleep, and when you
wake up they give you lots of Jell-o and ice cream. It's a breeze."

The second kid then asks, "What are you here for?"
The first kid says, "A circumcision."
The second kid replies, "Whoa! Good luck buddy, I had that done
when I was born. Couldn't walk for a year."
---







*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*

DISCLAIMER: All of the Articles and Ads have been selected for their
appropriate content.  Please use your own judgment and caution when
applying to or for any opportunity that is placed in this Ezine.

*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*

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Copyright ?© 2005 All Rights Reserved Worldwide
*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*^*

That's all folks !
See you on nex Tuesday,
Until then don't take life too seriously. It's not permanent.

Valerian Dinca
editor








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