Corporate Crimefighters of America Archives Index | Subscribe | RSS
<< October17, 2007 - Corporate Crimefighters of America October25, 2007 - Corporate Crimefighters of America >>

Subject: Corporate Crimefighters of America - October18, 2007



CORPORATE CRIMEFIGHTERS OF AMERICA -- Oct 17, 2007 - UPDATEUPDATE

    Exposing the Crimes of UnumProvident and other insurance companies

////////////////////////////// ////////////////////////////// ////////////////////////////// ////////////

No I didn't stutter - this is the update to the update, Sometimes I just move too fast, but you can't let crooked insurers catch you napping ;')

Here are the final three links to the most comprehensive and well-sourced article yet on the American crisis in health and disability. Get this out to the media and your congresspersons. There are three links for reader convenience - to a Word, Acrobat and HTML file. They are all identical except the HTML page didn't get the three-column setup right in Appendix B, so it's a long section

These are essential when insurance company flacks lie to preserve our present rotten system. Right now a faux letter they wrote, that claims to be from a Canadian, is being circulated on the net, telling about the "horrors" of the Canadian system. It's full of lies, of course, as insurer-funded front groups and articles are. I've spoken to real Canadians and they tell me they wouldn't want our system for all the tea in China. Still, a lot of people will get the lying letter from an insurance industry hack and buy the false statistics.

Again, here is a blurb about the article and the final and proper links:

Practices in Health Care and Disability Insurance: Delay, Diminish, Deny, and Blame

Written by Peter Phillips and Bridget Thornton With Funding by JushtHealth   

This study examines the historical circumstances that brought about our private health and disability insurance system in the US. We look at the organizational structures of private-for-profit and �non-profit� insurance companies that dominate the health care industry and the strategies these firms use to delay, diminish, and deny payment for health care and disability benefits for people across the country. We discuss the impact of delays and denials on patients and disabled individuals and the ways insurance companies deliberately create psychological doubt and self-blame among those who are legitimately entitled to benefits.

We summarize the results of twenty extensive interviews with people who have experienced major difficulties in receiving payments of benefits and for heath care service they expected from their insurance providers. We further examine the general lack of regulation, enforcement of existing laws and government motivation to meet the health and disability needs of all Americans, and the socio-economic power of the health insurance industry to dominate health care policy

Word format: http://justhealthnow.org/health_crisis.doc

Acrobat format: http://justhealthnow.org/health_crisi.pdf

Web Page: http://justhealthnow.org/health_crisis.htm

/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/

MAY THEY HAVE MANY MORE CLASS ACTIONS

http://www.unumprovidentclassaction.net  

 
"Quadrino Schwartz has obtained a ground-breaking ruling from a federal court certifying a class in a class action against UnumProvident, now called Unum. The federal Judge in Tennessee ruled on September 4, 2007 that Unum's alleged "elaborate and corporate-wide scheme to illegally deny or terminate the long-term disability claims of thousands of disabled Americans" can be prosecuted as a class action.
 
The original lawsuit drafted and filed by Quadrino Schwartz in New York was adopted and used as the basis for all of the class actions that were merged into one case in Tennessee. The Court quoted substantially from that Quadrino Schwartz Complaint, and based the class certification decision on the legal theories and claims contained in that Complaint. The Court agreed to define the class of disabled victims as a very broad group of people who have had their claims denied or terminated by Unum's subsidairies that have issued group policies and allegedly engaged in various unlawful claims practices. The class of people who may receive relief from this class action is defined as follows:
All plan participants and beneficiaries insured under ERISA-governed long-term disability insurance policies/plans issued by UnumProvident and the insuring subsidiaries of UnumProvident throughout the United States who have had a long-term disability claim denied, terminated, or suspended on or after June 30, 1999 by UnumProvident or one or more of its insuring subsidiaries after being subjected to any of the practices alleged in the Complaint.
Quadrino Schwartz represents 4 of the 7 individual plaintiffs in the case who are now class representatives. Those 7 plaintiffs will now represent the interests of thousands of people across the country whose claims were terminated or denied by Unum's alleged illegal scheme.
 
In the decision, Judge Curtis Collier, the Chief Judge in the Eastern District of Tennessee, detailed the many allegations of unlawful conduct alleged in the Complaint, including allegations that Unum sought to save money by budgeting the claims process, rewarding company employees, including in-house doctors, through compensation and bonuses for denying or terminating as many claims as possible, and creating secret documents which predicted in advance when claims would be terminated.

/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/

EXCELLENT ARTICLE FOR MY OLD ALLSTATE CREW

http://www.sunherald.com/278/story/164063.html

Home Insurers' Secret Tactics Cheat Victims,

By DAVID DIETZ and DARRELL PRESTON

Webmaster's Comments: This is a bit too long to copy, but well worth visiting if you have or have had, home insurance. Or have been cheated on it. What galls me is these exposes are always in smaller venues like the Sun Herald. Our major (corporate) media shys away from exposing the most criminal industry in America, since it owns stock in most of them.

/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/

ROTTEN BIRDS OF A FEATHER

Webmaster's Comments: We are all hearing about Blackwater Security running amok in Iraq, killing civilians and making it Much harder for our troops to pacify the country. Our generals want these nutcases brougnt under Pentagon control, but the Administration is resisting. Of course, the head of Blackwater, Eric Prince, is a major political "contributor" to this Administration.

So, of course, the bad guys have something to do with the corruption in the insurance industry. Well, not directly - but hardass military doctors who run with the mercs are being used to deny claims. Bad people congregate together:

Subject: DO Miltary worker comp docs fund privatized Blackwater mercenaries?
Date: Sun, 14 Oct 2007 17:46:18 +0000

10-14-2007
 
Kaiser's Newsletter!
 
It appears that Blackwater mercenaries-ex-military maybe be a privatized participating trend that started in workers comp years ago.
After years of perusing  QME-AME-IME medical legal reports, many of these the doctors who wrote these reports were active in the military which was against the USC1010 code. That no active military doctor could exam or treat a patient unless in a national emergency until private doctors entered the scene!

One particular active navy seal doctor would come in once a month and do 5 exams at a time and was flown in an out from West Virginia on a military airplane via McClellen AFB now known as McClellen Park here in Sacramento since it closed in 7-2001.
This worker comp fiasco started way back in the early 90's and very possibly earlier!
 
None of these military docs would display their medical licenses and injured workers/patients were forced to go to these doctors, or they were threatened to lose their benefits-which they lost anyway-by self-insured employers like Kaiser and paid for by TPA's-Third Party Administrators like Associated Claims, Athens, now called Jenkins Athens in Walnut Creek, Ca. one of the few towns that TPA's reside in. 
One exam can generate an average of 1000.00 and the employer can and does force the injured worker/patient to go again  and again which now the military doc has to review even more treatment reports including  his own previous reports.

They charge by how many hours they spend reviewing the VOLUMINOUS files. These files only get voluminous because the patients/claimant  real treatment is denied and other collusive doctors (referrals by the comp docs) can just keep precribing treatments like heavy doses of pain meds that do more harm then good and blood tests that tell  a medical history unrelated to the original injuries-evidence based medicine!  The patients will be forced to go again to the QME for more reviewing and since the real treatment is denied, then their disabilities are hidden forever thus denying them their rightful compensation.while the worker comp docs make thousands u pon thousands of dollars!
 
So how much money can the same QME-AME-IME docs make? About 5000.00 a  month for 5 exams? While on active duty? Do they declare that money on their taxes? What would they spend that money on? Maybe a few personal items such as big boats, top of the line motor homes hidden on former AFBases-ANOTHER REASON FOR PRIVATIZATION!!!!,  AND homes in Incline Village Ca that are cared for by illegals.? And in some agreed reciprococity, send some of that money to mercernaries in Irag or wherever? So injuring workers is profitable for self-insured employers like Kaiser for profits to military doctors with no accountability as to their real worth and a trail of money going to privatized companies like Blackwater? Oh! And Erik Prince, the founder of Blackwater! HE  too, was a navy seal like the above worker comp doc!
 
Do TPA's like the ones that represent Kaiser report all the TPA's insurance money that have gone to military docs? Do they report ANY of the  TPA's insurance money they spend that go to defense attorneys to litigate injured workers or is THAT money too rerouted to places like the cayman islands and then off to places like Europe, the mideast and the fareast for mercernaries to DO as they please?  Nothing more despicable then a revolving door of injured workers to generate money for war mongers!
 
Dina Padilla

/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/

My appeal for funding seems to have gotten so old that nobody is noticing it, so I'm making it a nice shade of Fuchsia. I've always wanted to use Fuchsia, since it sounds funny. Heck, I didn't even know what it looked like until I looked it up ;')

Support our work so you can continue to get information and so we can warn and help others. Ten bucks a month, or send a larger one-time donation. I'd like to support this entirely by myself but I've made a number of mistakes since coming to AZ, including the wrong "friends," and wrong decisions.  Besides, it's only right that this be a group effort. I'm far from perfect, but I'm the only one doing this and I think I'm good at what I do. With more support I could really ramp it up to what it should be.

Donate A One-Time Kickstart Amount or

Ten Bucks a Month or both if you are a real angel.

Or send a check here if you don't use PayPal, although they do now take credit cards.

Jim Mooney
3116 S. Mill Ave. # 189
Tempe, AZ 85282

Jim Mooney, webmaster: www.corporatecrimefighters.com

Email me at cybervigilante@gmail.com









<< October17, 2007 - Corporate Crimefighters of America October25, 2007 - Corporate Crimefighters of America >>
Corporate Crimefighters of America Archives Index | Subscribe | RSS
Google
 
Web http://archives.zinester.com
Archives powered by Zinester's Mailing List Service
Details on Corporate Crimefighters of America
Browse for more newsletters at Zinester's Ezine Directory
Managed by Zinester's Mailing List Management