Contents:
1. What's Hot at DCW

• DCW Of The Month

• Little Princess

• Contest Sponsors Needed

2. Business & Entertainment

• Holiday Special

• From the Forums

• Let's Talk Business

• Parenting Q&A

• Beauty Tips

• Food

• Contests

Congratulations to MIA CRONAN, our Dot Com Woman of the month for September. When the need to become a WAHM first arose, Mia was concerned about losing her identity. Little did she know that she would, very soon, become a mentor for Moms all over the world with http://www.mainstreetmom.com

Read her success story: http://www.dotcomwomen.com/dcw.shtml

LITTLE PRINCESS
The story of a special need child. Sarah's fate was written even before she was born. A mistake made by her doctor, when Michelle was pregnant, cost them heavily.

http://www.dotcomwomen.com/parenting/little_princess.shtml

CONTEST SPONSORS NEEDED
Dot Com Women's biggest ever event - The DCW Christmas Party - is scheduled for this Christmas. A number of contests are lined up to be a part of this event.

http://www.dotcomwomen.com/christmas_contest_sponsor.shtml

HOLIDAY SPECIAL

We need your suggestions for our Christmas Special Feature! All your tips will be published in our Christmas Special feature - 'Money Saving Ideas for Christmas' along with your name and email/website address (optional).

FROM THE FORUMS

Catch on these topics at the Forums:

• First 100 Posts!
  (Forum: Forum Contests)
  Pennie Mills wins a Middle Sponsor Ad for being the first member to post 100 posts on the forums!
   

• Women's Expo  - by workingmom
  (Forum: Introduce Your Website)
  Get information about a Women's Expo scheduled to be organized in Florida.
   

• Discovery Toys Online Party - by doublewater
  (Forum: Online Parties)
  Biki is giving an Online Party! Come over to read the details.
   

• Question about Contest Alley- by LadiesBlend
  (Forum: Contests)
  What's the matter with Contest Alley? Find out here.

Join the Discussion! Register FR^EE at http://www.dotcomwomen.com/forums

LET'S TALK BUSINESS

The 10 Cash Flow Rules You Can't Afford to Ignore
By Philip Campbell

The statistics on small business failure are alarming.
Michael Gerber, author of "The E-Myth: Why Most Small Businesses Don't Work and What To Do About It", says that 40% of businesses fail in their first year. 80% fail within their first five years.

THEY RAN OUT OF CASH.

Don't let this happen to you.

Here are 10 Rules to help you take control of your cash flow so you can create the business you have always dreamed of.

1. Never Run Out of Cash.
Running out of cash is the definition of failure in business. Make the commitment to do what it takes so it does not happen to you.

2. Cash Is King
It's important to recognize that cash is what keeps your business alive. Manage it with the care and attention it deserves. It's very unforgiving if you don't. Remember, Cash Is King, because No Cash = No Business.

3. Know the Cash Balance Right Now.
What is your cash balance right now? It's absolutely critical that you know exactly what your cash balance is.

Even the most intelligent and experienced person will fail if they are making business decisions using inaccurate or incomplete cash balances. That's the reason why business failures are not limited to amateurs or people new to the business world.

4. Do Today's Work Today.
The key to keeping an accurate cash balance in your accounting system is to do today's work today. When you do this, you will have the numbers you need - when you need them.

5. Either You Do the Work or Have Someone Else Do It.
Here is a simple rule to follow to make sure you have an accurate cash balance on your books. You do the work or have someone else do it.

Those are the only two choices you have. The work must be done. It's like mowing the lawn. You can't just ignore it. Someone has to do it. That means either you do it or you have someone else do it.

6. Don't Manage From the Bank Balance.
The bank balance and the cash balance are two different animals. Rarely will the two ever be the same. Don't make the mistake of confusing them.

It's futile (and frustrating) to attempt to manage your cash flow using the bank balance. It's a prescription for failure. You reconcile your bank balance. You don't manage from it.

7. Know What You Expect the Cash Balance to be Six Months From Now.
What do you expect your cash balance to be six months from now? This one question will transform the way you manage your business.

This question really gets to the heart of whether you are managing your business or whether your business is managing you.

8. Cash Flow Problems Don't "Just Happen".
You would be shocked and amazed at the number of businesses that fail because the owner did not see a cash flow problem in time to do something about it.

The key is to always be able to answer the question - what do I expect my cash balance to be six months from now?

9. You Absolutely, Positively Must Have Cash Flow Projections.
Cash flow projections are the key to making wise and profitable business decisions. They give you the answer to the all-important question from Rule # 7.

It's impossible to run your business properly without them.

10. Eliminate Your Cash Flow Worries So You Are Free to Do What You Do Best - Take Care of Customers and Make More Money.

Use these 10 Rules to free yourself from cash flow worries. That way you can focus all your time and talents where you can make the most difference in your business.

No more wasted time worrying about what's going on with your cash flow. Instead, you can focus your unique talents and abilities each day on ways to grow your business and make more and more money each year.

And that's a recipe for success and wealth creation.

About the Author

Philip Campbell is a CPA, the Founder of http://www.growandsucceed.com , and the author of the eBook: "NEVER RUN OUT OF CASH, 2 Questions That Will Eliminate Your Cash Flow Worries". Philip has helped hundreds of business owners take control of their cash flow. You can contact him at mailto:pcampbell@growandsucceed.com  or visit http://www.growandsucceed.com

PARENTING Q&A

Question:
I leave my 3 year old son at a daycare. I get regular complaints that he is very aggressive and possessive. He does not share his toys with anyone and hits whoever comes to take them from him.
Please help me this problem for he will be joining school shortly. He is our only child.

DCW Parenting Expert, Kelly McCausey answers: If these are his toys that he is bringing into the daycare, the answer is simple. Don't allow him to take toys anymore. Explain to him that it isn't fair or kind to not share his toys with others, so he must leave them at home.

If these are the toys that belong to the daycare, you will need to work out a response with them. How does the daycare respond to his behavior? Hopefully there is good supervision and someone seeing to it that play areas are fair to everyone.... Read the answer at http://www.dotcomwomen.com/parenting/positive_parenting.shtml

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>> Got a Parenting Question? Our expert Kelly McCausey will take care of it. Send in your questions at http://www.dotcomwomen.com/parenting/parenting_question.shtml

BEAUTY TIPS

Natural Beauty Tips
by Pennie Mills (http://www.ladiesblend.com)

EASY FACIAL FOR DRY SKIN
~in a bowl with a fork mash 1 or 2 bananas (depending on size)
~add a bit of honey
~smooth on skin
~leave on for about 10 minutes
~rinse with cool water
for OILY SKIN use mashed strawberries instead of bananas...

NATURAL SLEEP REMEDY
beauty rest is a must for you to look and feel your best...
~try a cup of Chamomile tea with a bit if Honey before going to bed
if this alone does not do the trick then...
~light a candle & put on your favorite nature/relaxing/soothing sounds CD
~soak in a nice relaxing Bath while you are sipping your Tea
~step out of the tub and into a nice big fluffy towel
~apply your favorite night time moisturizer, including some nice foot cream
~step into something comfy & make sure the temperature in the room is to your liking
~think good thoughts and before you know it, it's morning & you are feeling refreshed & ready!

For more Natural Beauty Tips, visit Pennie Mills column on DCW - Natural beauty Tips
http://www.dotcomwomen.com/beauty/natural_beauty.shtml

FOOD

HARRIGAN'S BLACK MAGIC CAKE

This recipe is from Harrigan's in Lubbock, TX. This heavenly cake
needs only powdered sugar on top.

Prep time: 25 minutes plus cooling. Cook time: about 1 1/2 hours.
Makes 20 servings.

1 cup butter or margarine, cut up
3/4 cup chocolate syrup
8 (2.05 ounce) chocolate-covered caramel-and-nougat
bars (Milky Way), cut up
2 cups sugar
1 cup buttermilk
1 teaspoon vanilla extract
4 large eggs, lightly beaten
2 1/2 cups all-purpose flour
3/4 cup unsweetened cocoa
3/4 teaspoon salt
1/2 teaspoon baking soda

Preheat the oven to 325 degrees F. Grease 12-cup Bundt pan.

In 4-quart microwave-safe bowl, combine butter, syrup, and nougat
bars. Heat 5 to 5 1/2 minutes on medium (50% power), whisking once.
Whisk until smooth. Whisk in sugar, then buttermilk, vanilla extract
and eggs. Stir in the flour, cocoa, salt and baking soda.

Pour batter into pan. Bake 1 hour 30 to 40 minutes or until wooden
pick inserted in center comes out almost clean. Cool in pan on wire
rack 10 minutes. Loosen cake from pan; invert onto rack to cool.

Each serving: 375 calories, 5g protein, 57g carbohydrates, 16g total
fat (9g saturated), 2g fiber, 71mg cholesterol, and 295mg sodium

'The Dot Com Woman' Ezine is published by Lata Budhrani, Editor & Contributing Author.

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